Chapter 7 Bankruptcy

Get a new, debt-free start on life

Being in debt puts a great amount of unneccessary stress on your life. With the help of Van Dillen & Flood, P.C. you can reduce that stress and get started down the road to a new, fiscally responsible, start. Our counselors will sit down with you to talk about your specific financial situation to determine if you qualify for the protection of Chapter 7 bankruptcy. If you qualify, the banks will discharge most - if not all - of your debt, while allowing you to keep your property.

Am I eligible for Chapter 7 bankruptcy?

When you come in to Van Dillen & Flood, P.C., we sit down with you to discuss your financial situation, to best determine your eligibility for both Chapter 7 and 13 bankruptcy protections. Chapter 7 bankruptcy is based upon your income, NOT the amount of debt you have. No matter how much, you can apply. If you don't have adequate documentation, have committed perjury or fraud, or can't explain an asset loss, it is critical you contact a bankruptcy attorney.

What debts are eliminated?

Under Chapter 7 bankruptcy, only a select few debt types cannot be discharged. This categories include: alimony, child support, some taxes, some student loans, DUI payments, and any criminal restitution. If your debts do not include these categories, you can be on the road to becoming debt-free. Get started with a FREE consultation.

What are my options if I don't qualify?

If, after consulting with our counselors, you've determined that you don't qualify for the protections of a Chapter 7 bankruptcy filing, don't fret. There are other options to help you achieve financial freedom, liking filing for Chapter 13 bankruptcy. See our Bankruptcy page for more information about this option.

Let us help you STOP

• Wage garnishments
• Home foreclosures
• Repossessions of your property
• Creditor harassment

Schedule a FREE consultation today to determine if you qualify for Chapter 7 bankruptcy protection.