St. Louis Bankruptcy Law Firm - Van Dillen & Flood
At Van Dillen & Flood, our attorneys have helped both debtors and creditors in bankruptcy
since 1975 and have kept current with extensive changes in the Bankruptcy Code which came into effect in 2005. Whether you need bankruptcy protection as a debtor under Chapter 7 or Chapter 13, or you need to prove your status as a secured creditor with rights in specific collateral, our bankruptcy lawyers can assist you. For a free initial consultation about our ability to serve your objectives, contact us in St. Louis.
Creditors' Services. Because many of our firm's clients are finance companies, retail credit agencies, and residential landlords, it's not altogether surprising when one of the debtors on our collection docket files for bankruptcy relief. Because the filing of the bankruptcy case suspends all of our collection efforts, we can apply for relief from the automatic stay of bankruptcy to resume enforcement of your claim against collateral or to evict a tenant in default on a lease or rental agreement.
Depending on the facts of a given case, we might also object to the discharge of your claim or for the debtor generally. Under certain circumstances, dismissal of the bankruptcy case for bad faith or repeat filing is a possibility. Our experience with the Bankruptcy Code and adversary proceedings also enables us to defend the secured status of your claim if challenged, and represent you if your claim's priority comes under attack as well.
Debtor's Services. Our St. Louis bankruptcy lawyers represent Chapter 7 and Chapter 13 debtors as well as creditors. The recent amendments to the bankruptcy code actually make little difference to the practical ability of debtors to achieve the discharge of their debts, but there are a few new complications that we can guide you through. For example, we can help determine whether you qualify for filing under Chapter 7 on the basis of income, or whether you'll need to file a Chapter 13 repayment plan case. In most cases, Chapter 13 debtors will need to pay only a nickel or dime on the dollar of their general unsecured debts over a period of several years.
Our experience with bankruptcy over the years will help you make the most of this tool for reestablishing a sound financial footing and access to credit while remaining protected from mortgage foreclosure, wage garnishment, and repossession during the bankruptcy case.
Whether you're a creditor who needs help reaching the collateral securing your claim, or a debtor who needs time to catch up on mortgage or student loan payments, our experience with the Bankruptcy Code over the decades can work to your advantage. For further information, contact the St. Louis bankruptcy attorneys at Van Dillen & Flood.
We are a debt relief agency. We help people file for bankruptcy relief under the federal Bankruptcy Code.
Van Dillen & Flood, P.C.
1420 Strassner Street
St. Louis, MO 63144
Toll Free: 888-339-0985
Telephone: 314-219-1909
Fax: 314-962-2379
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The St. Louis bankruptcy attorneys and landlord-tenant lawyers at Van Dillen & Flood represent creditors, debtors, businesses, and individuals on matters such as new business entity selection, consumer collections, proof of claims or debt relief under federal bankruptcy law, estate planning, personal injury, and residential lease disputes. We represent clients in the St. Louis metro area, including the city of St. Louis, St. Louis County, Jefferson County, St. Charles County, Franklin County, Florissant, Kirkwood, Chesterfield, St. Peters, Ballwin, and Oakville, Missouri.